<br> <br> <br> <br> <br> <br> <br> <br> Don't insure your home along with the land the standing on as this more expensive but quite unnecessary. People do this without comprehending. You've made same mistake if you insured your house for your cost you bought it without checking the cost of the land it is standing as well as subtracting this situation.<br> <br> <br> <br>