To reduce premiums, if you opt to you pay a lower premium if you book online or get additional reduced prices for fitting extra security features, storing the motorhome in a secure location and volunteering to pay a higher excess. It's sometimes also worthwhile bundling your health, travel and pet insurance in in your motorhome insurance. Look for specialist motorhome insurers or clubs and associations that command volume discounts. In New Zealand for example, the Nz Motor Caravan Association has negotiated highly discounted rates for it's members.<br> <br> <br>